Types of senior housing

Which Type of Housing Is The Right One?

Below are descriptions of the senior housing options and the differences between them. Each home has it's own policy for what is included in the rent and the cost for levels of care. 

Please contact us for further information, cost and individualized attention.

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Independent Living Retirement Centers

What does independent living mean? A person who is able to do all their own Activities of Daily Living (ADL's) such as, bathing, dressing, cooking, shopping, etc. living in their own home or condo that they maintain.

When  a person moves to a retirement complex they have generally downsized to an apartment and no longer have to be concerned with mowing, gardening, or replacing appliances; the complex takes care of all this. However, a person is still responsible for taking care of their ADL's.

Retirement Centers provide amenities that make life easier and more enjoyable. It is up to the individual to utilize those amenities. Amenities such as:

  • Meals (1-3 a day)
  • Housekeeping
  • Laundry Service
  • Transportation
  • Social Programs & Activities
  • Beautiful Common Areas

Apartments range in size from a studio apartment to 1-3 bedroom apartment. All include private bath, living room and kitchen or kitchenette. Each complex has their policy on what is included in the rent; whether it be utilities, meals, housekeeping or laundry. You can be as active and social as you like or have complete privacy. Staff is on-site for emergencies (even during the night) and will stay with you until the ambulance arrives, but will not assist you. If you need assistance with ADLS's, you'd hire outside help to assist you. 

Assisted Living / Adult Foster Care

What does assisted living mean? When you need assisted living or an adult foster care home, it means you now need to move from your home or apartment and need help w/ Activities of Daily Living (ADL's) and more, such as:

Medication Managment


Bathing & Dressing

Ambulating & Transferring

Dementia & Parkinson's


Injections & Catheters 

These residences may be a private home, where there are 2-12 residents.The owners live on site providing care throughout the day and are available for emergencies during the night. May be a private or semi private room w/ private or shared bath.

There are residences that provide 24-hour awake staff for 10 or more people (up to 65) in which you'd have a private room with bath (1/2 or full). May be an apartment with living room, kitchenettes or full kitchens, 1-2 bedrooms and full bath. Each complex will have a common dining and living room, but may also have other sitting areas such as, libraries, patios/decks, and activity rooms. No matter the size of the room or apartment you can have minimal to maximum assistance through end of life. All homes will be equipped for cable TV and phones in the rooms. Rent will be based on level of care and/or size of the room or apartment. As care increases the rent may increase as well. For cost and individual attention, please contact us.

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Nursing Homes (aka Skilled Nursing or SNF, Long Term Care or LTC)

 What does skilled nursing and long term care mean? Is there a difference? First, let's explain what these terms mean: both skilled and long term care are provided in the same nursing home facility. Nursing homes provide 24 hour care with nurses, PA's, physical/occupational/speech therapists and doctors.These facilities have always provided high levels of care for individuals and continue to do so. Generally individuals who's needs are much higher with their Activities of Daily Living (ADL's) but can't afford the cost of assisted living will move into a nursing home because they can qualify for Medicaid. The care provides complete assistance with ADL's, even lifting. All degenerative diseases, physical needs, IV therapies and tube feedings. Nursing homes now offer a wide range of activities and outings and have improved dramatically from long ago.

Secondly, there is a difference. Skilled nursing is a stepdown from the hospital setting. Skilled nursing care is provided to help an individual move back to their own home. This person may have been in the hospital but now needs extended care for either:

  • Infusion Therapy
  • Wound Care
  • Medically complex or Post Surgical
  • Pulmonary Respiratory Therapy
  • Cardiac Care
  • Stroke or Movement Disorder
  • Palliative/Hospice Care

Skilled nursing care is a term used for therapy of some kind (rehab) in a long term care facility. Which means, once you're stronger, you return home or to an assisted living home. If you’re there for rehab purposes only, most likely Medicare is paying for your rehab. 

Long term care? As a person becomes comfortable with their surroundings and their care, they may need or choose to stay as a long term care resident. This same person no longer needs the therapies, but due to their physical or mental status and their financial situation, they must remain. Rent may fall under Medicaid guidelines with you having a patient pay amount (based on income). If you don't qualify for Medicaid then you will have to pay the private rate. Medicaid is somewhat complicated to explain when applied to nursing homes versus adult foster care homes. Please contact us for a further explanation. 

Further Explanation